Archive for June, 2010:
Written on June 30th, 2010 by adminno shouts
But every year, thrill seekers are hurt and sometimes killed from accidents that have happened while traversing these mountains Wholesale Wedding Apparel. Most of the time, if precautions are taken, you can keep you and your family safe.
Finding food shouldn\’t be too difficult, if you are observant and watch the local wildlife. Sometimes they can lead you to good food sources, such as nuts or berries. More important than food is water. You can survive up to three weeks without food, but you would only last three days without water. Stay hydrated and try to have an available source of water at all times.
If you do find that you are lost in the mountains and do not know how to return to where you came from, the best thing to do is to stay where you are. If you move around, you will be harder to find when rescue comes. However, if you are near a stream and you feel you must keep moving, head downstream. This will take you towards the bottom of the mountain, which is usually closer to a road or town. If you can find shelter where you are, stay put and get out of the elements. Leave a marker, like a brightly colored jacket or tarp, so that rescuers might find you. Then you need to get into shelter.
Before leaving, make sure that someone knows where you are heading, and when you expect to be back Christian Louboutin boots Replica handbags. This is crucial to your rescue if you should become lost. If there is someone expecting you to be back at a certain day and time and you do not return, a search party can begin. However, if no one knows where you are and when to expect you, then it may be weeks before they start looking.
Always travel with a flashlight and extra batteries Cheap Watches. Also, make sure you take waterproof matches along with you. A space blanket and a small tarp are essential to your survival in the mountain wilderness Replica Maurice Lacroix Watch. Bring along some water purification tablets in case you should need to search for something to drink. A container that can hold water is also a must Swiss Made Louis Vuitton.
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Stay away from any animals you might encounter. The animal you will be most likely to encounter is a bear. Whatever you do, do not surprise an unsuspecting bear! Catching a bear off guard is the reason for most bear attacks.
If you are going to be traveling in the mountains, there are a few things to consider before you head out, to ensure you are safe should a problem arise. First, dress in layers. One of the main difficulties when traveling through higher altitudes is the huge variance in temperature that you will face. Should you be stranded in the mountains at night, it can become very cold. To avoid problems that come as a result of the weather, dress warmly but in layers that can be removed if it becomes too warm.
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Written on June 30th, 2010 by adminno shouts
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Written on June 29th, 2010 by adminno shouts
You have probably noticed by now that every example written on this website involves football. This is because it is believed to be the \’safest\’ sport to bet on, in terms of the rules at the Bookmakers and the Exchanges. For example, in a sport like tennis, its quite possible that a player could retire during the match due to an injury. Some Bookmakers might have one set of rules for this event occuring, and decide not to pay out on the winner, and an Exchange might have different rules too. Also with horse-racing, if a horse is a non-runner and pulls out, the rules can again change depending on the Bookmaker. By all means you can bet with other sports than football, but just make sure you are familiar with the rules. Football is deemed to be pretty safe, in the way that most Bookmakers and Exchanges employ the same rules, so its rare that something would go wrong.
Often when you use an online bookmaker, they will offer you some form of a sign up bonus ?for example, when you sign up and place a ?0 bet, they will give you a free ?0 bet.
This is self-explanatory really, but its paramount that you read and re-read this article before you even look into starting any matched betting. You need to understand that you are doing this to try and gain the Bookmakers bonuses, and maybe when you get used to it you can have a go at Arbitage betting too. You must understand that you can lose a lot of money if you do things the wrong way, such as forgetting to Lay an event, or by Laying the wrong event Cheap G-STAR. You have to be very careful in your actions by taking your time over things, and double-checking your figures.
The Bookmakers don\’t want people to be able to do this, which is why the free bets or bonus bets are usually not stake returned. However, the best way around this is to bet on something with high odds when it comes to using a free-bet.
An Example:
If Chelsea win the Premiership, then you have won ?0 (as long as the free bet was stake-returned). You would then have to pay out ?0 at the Exchange for the lay. This means that you have an overall profit of ?0 (?0 winnings minus ?0 lay loss).
Say that Arsenal are playing Tottenham Hotspur in a football match. The odds for Arsenal to win (when expressed as decimal odds) are 3 (or 2/1). The odds for Tottenham Hotspur to win are 4 (or 3/1). Odds for the draw are 2.25 (or 5/4).
However if Aston Villa don抰 win ?they lose or draw, then you get the ?0 lay, which was the punters money.
If Arsenal do win, then you抳e got to pay out for the bet – ?20. (The ?0 lay and then the ?0 winnings – ?0 lay x odds of 3 = ?20) Fake Watch.
From this scenario, you can see that by using a free bet you can guarantee to gain nearly almost of the free-bet amount back. There are a few issues that mean its not always possible to extract the full amount back. At the Lay Exchanges they often charge commission on any winnings on a bet or lay. At the most popular Exchange, Betfair, the commission is usually %5.
You can lay any bets at an online exchange, the most popular ones being Betfair and Mansion. We will discuss these in more detail later on in the article.
Earning money from this:
Or if the fractional odds were 5/4:
When Bookmakers offer free-bets, most of the time they will be stake non-returnable. This is because people can simply use this free bet on a certainty, such as Chelsea to beat Rushden and Diamonds. They would then receive the entire free-bet back, aswell as any other winnings. However when the stake isn\’t returned on a bet like this, they would hardly earn any money from it. For example if the odds on Chelsea to beat Rushden and Diamonds were 1.2 and you had a ?0 stake-not returned bet and you placed the ?0 on Chelsea to win, you would only receive ? back. Obviously if the stake was returned you would have earnt ?4.
It抯 best to use a more popular Exchange when you start laying your bets, such as Betfair. With Betfair most of the time their commission rate is %5 but sometimes it can be %1, its best to check with the terms listed on the website.
Both of these and any other issues are easily solved, thanks to the spreadsheets and programs made freely available for people to use when working out their bet matching. These usually make a field available for you to enter a Non-Stake Returned figure (or Stake Forfeit), as well as allowing you to enter the rate of commission at the Exchange.
Make sure you know what you are doing
Often when entering the odds into the spreadsheet, most programs will only accept fractional odds and not decimal odds. Though most Bookies are able to offer fractional odds upon request, it is simple enough to convert between the two Replica Watches.
Liability
Stick to familiar sports and markets
I mentioned earlier the changing commission rate on certain markets, this can also apply to the whole Exchange. For example Betfair is %5 for the majority of markets, so you will need to enter this value into your calculations for the lay. However if you were to use an Exchange called Mansion, I think their default value is about %1. You must make sure that you are entering the correct value for the commission rate at the Exchanges that you use, or else you could miss out on extra money.
If Chelsea win the Premiership, then you get ?0 from the Bookmakers (?0 profit, and the ?0 bet is returned with the winnings.) With the lay at the Exchange, you will have to pay out ?0 (Their ?0 stake and the ?0 winnings from the bet). Therefore you would have ?0 profit at the Bookmakers, and ?0 loss at the Exchange. This means you are back to square one, and have neither gained nor made a loss.
Liability is a very big factor when it comes to Laying a bet at an Exchange. In gambling terms the word liability basically means the amount which is to be wagered, the potential loss from an event. When you Lay an event at the Exchange, there will always be a value called the liability. This is the money which you will have to pay out, if the lay event happens. The higher the Lay value, and the higher the Lay odds, then the higher your liability will be. This is why Arbitage betting isn\’t for everyone, because in some cases you will need a large amount of spare cash in your betting account in the Exchange, incase you need to pay out Replica handbags. Of course if you matched the bet properly then you will have an equally large or larger amount won at the Bookmakers to cancel out this loss, but you will always need the money readily availble in the Exchange incase you have to pay out.
Say Aston Villa win, you have to pay out ?0. (The ?0 lay and then the ?0 winnings – ?0 lay x odds of 4 = ?0).
Imagine you were to lay a bet, as mentioned earlier on in this article. Then you make exactly the same bet but this time you bet normally, by staking a certain amount at certain odds, at a bookmakers. If you win your bet with the bookies, you will get your winnings from that bet but you will also have to 損ay out?for your lay. This is where the two outcomes cancel each other out, meaning you have lost nothing (but also gained nothing). However, if you were to use a free bet or bonus money, then either on the lay or the bet you will make a profit.
Sometimes Bookmakers offer deposit bonuses, such as a %30 bonus for any deposit to a maximum value of ?0. If someone works out the exact value which maximises the full %30 bonus, then sometimes the Bookmakers become suspicious. They don\’t like it when groups of people suddenly start depositing ?6.73 for example, and could pull a bonus from the website. This is another thing to watch out for, as they might well limit you aswell. Try and round the value up, to ?5 or ?0, to avoid being noticed by the Bookmakers.
The odds of Chelsea winning the Premiership are 3, or 2/1. These are the odds of them winning at the bookmakers. To lay at the exchange Chelsea winning the Premiership the odds are the same, 3.
If you placed ?0 on Chelsea to win the Premiership at the bookmakers, and then lay ?0 at the Exchange, both outcomes will have cancelled each other out.
The free bet or bonus enables a profit to be made from bet laying/matching.
For example, say you had gone the other way and used the free ?0 bet on Rushden and Diamonds to beat Chelsea at odds of 9. You would have won ?60, and this doesn\’t include our original stake. This is a very good return on the free-bet, and is a lot better than the ? you would have won if you backed Chelsea. Obviously it is very unlikely that Rushden and Diamonds would have won the match in the first place, but aslong as you remember to Lay the bet at the Exchange, you would have unlocked most of the free bet as your own money (aslong as you found odds similar, or lower, when laying the same outcome at the Exchange).
If the fractional odds were 4/1, you divide the top by the bottom and then add 1.
When you lay a bet, you are betting against that event happening ?so in this example, you are betting against Aston Villa winning the match. If Aston Villa lose or draw, then you are successful. Only if they win, have you lost your money.
When you match a bet, you are basically covering both sides of the bet.
You must also make sure that you are familiar with the market that you are betting on, as again the rules can change depending on the Bookmakers or Exchange. Make sure if you back an event on a certain market at the Bookmakers, you are laying the same one at the Exchange. Also, sometimes the commission rates at the Exchanges will change for certain markets, so be careful of this too – you could be losing out on some extra money if you forget to knock the commission rate down to %3 in some cases.
I know that Betfair runs a scheme at the moment whereby if you spend so much at their Exchange, your commission rate can be reduced. You must be aware of these sorts of things otherwise you will not be able to maximise your earnings.
Throughout this article there are a few things which I have touched upon which can limit your success doing matched betting and arbitage betting. The biggest factors are related to arbitage betting, and matched betting is generally safe aslong as you know what you are doing, which is also the first most important point.
If Chelsea don抰 win the Premiership, then you have lost your free-bet (no actual loss though as it didn抰 cost you anything) but you will win your ?0 lay, so you will have ?0 profit.
Stake Not-Returned:
Market Changes
If you used a free bet stake of ?0 on Chelsea to win the Premiership at the Bookmakers, and then lay ?0 (your own money) at the Exchange, then no matter what happens you will have made a profit.
If you think there was going to be a bit of an upset, and you think Arsenal won抰 win, you can lay them to win. Say you lay them with ?0, at odds of 3. This means that if Arsenal do not win, ie they lose or draw, then you抳e earnt ?0.
Another issue is that sometimes the free-bet is SNR or Stake Non-Returned. This means that if you were to place a ?0 bet on odds of 3 (2/1), you will only receive ?0 back, and your stake isn抰 returned.
Another Example:
Bookmakers Limitations
For example, say someone has bet ?00 at the Bookies on Bolton to win against Arsenal, at odds of 4. This same person might then go on to Betfair and put up a Lay value of 2 on Bolton to win against Arsenal, and put ?00 available for this. Then the person will have to wait for other people using Betfair to accept the odds he has made available Wholesale Handbags.
Limitation Factors, Drawbacks and Guidance:
It is very simple to lay a bet at Betfair. You simply find the relevant market and find the same event which you have bet on (if you are matching a bet) and then you will see pink and white values on either side of the screen. The white values are to back an event, which is just to bet on the event Replica Nike Air Max 95 Shoes. The pink side is the lay side, which are the lay prices that are currently available. The amount of money which is available at each of the prices are listed below each of the values, so that you know how much you can use
An Example of a Matched Bet using your own money and a free bet:
Be Wary of your Commission rate
Of course if you are not happy with the Lay odds available at the Exchange at Betfair you are able to set your own price, and then put the amount of money you are willing to accept there. Then it is up to another user to choose to accept that Lay value, and to choose the amount of money they wish to take of it. If no-one accepts that (the bet doesn抰 get matched) then you will have to lower your lay value or cancel it completely.
Say that Man Utd are playing Aston Villa in a football match. The odds for Man Utd to win (when expressed as decimal odds) are 2.25 (or 5/4 as fractional). The odds for Aston Villa to win are 4 (or 3/1). Odds for the draw are 3 (or 2/1).
How to Lay the Bet:
All of this is of course pretty pointless, unless you were using a free bet.
You may now be thinking that this just sounds like another form of gambling, and to be honest it is, but there is a way of using it to guarantee a profit with a little help from online bookies.
It抯 important to point out at this point that when laying a bet, it抯 important to try and lay at odds that are as similar as possible to the actual odds that are available at the Bookmakers. This is so that a minimal loss is made when making the bets. Also, if you are able to find lay odds at the Exchange that are lower then the odds at the Bookmaker, you can guarantee a profit.
This is an ever-constant problem which is basically unavoidable when it comes to bet laying. As someone sets a price for a Lay event, and an amount they are willing to accept for this, people will often rush to snap up the best price. All it takes is a matter of seconds and the amazing Lay price which you have used in your calculations will be gone, and you\’ve already backed the bet at the Bookmakers. This happens to everyone, and is just one of those things. The only thing you could do in that situation is to hold back and hope for another low Lay price, or to just cut your loses and Lay at a higher price and thus lose some money. Some people try to avoid this problem by Laying the bet first of all, and then backing at the Bookmakers, but things can still go wrong, and its just one of those things. Its best to try and not rush, incase of errors, but be sure with your lay amount and prepare in advance of the event taking place. Often the market prices can change due to an injury to a player, or just to general feelings about the event, so you must be careful.
We will use the same scenario as before to keep things simple.
From the matched bet above,you can see that the Lay Stake needed to match this bet is ?0.29 and that there is an overall closeness of %97.79 ghd hair straighteners. The Lay Odds in the situation above are lower than the Back odds, by 0.05. This would normally form an Arb*, but due to the %5 Lay Commission, there is no arb. Often when you place a qualifying bet, and then lay it out, you will make a small loss aslong as you have odds which are reasonbly close together. However on the odd occasion you will get Lay odds which are lower than the Back odds. This means that no matter what happens in the event*, you will come out with a profit. Often though you only ever make a small loss when matching the bet, but this is okay because by matching the bet in the first place you will be unlocking a free-bet or bonus. The free-bet or bonus is the earner, and you can usually gain about %80 of the free-bet as your own money (aslong as you match the bet properly).
Say the odds of Chelsea winning the Premiership are 3, or 2/1. These are the odds of them winning at the bookmakers Replica Soccer Jersey. To lay at the exchange Chelsea winning the Premiership the odds are the same, 3.
5/4 = 1.25 + 1 = 2.25
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4 / 1 = 4 + 1 = 5.
This mainly applies for people undertaking Arbitage betting, who will be betting with large amounts of money. If you win too many times at a Bookmaker, or start winning large amounts, or even start betting with strange amounts (?3.57 for example), the Bookmakers might start to be alarmed. They don\’t like it when people start winning too often, so they will slap a limitation on you. This means that you could be limited in any bets you make, preventing you from winning big money. If you are aware of any limitations then you will be okay, but if you aren\’t aware and you suddenly spot a nice Arb and decide to Lay before backing an amount at the Bookmakers, you could find yourself down a lot of money.
An Example of a Matched Bet using your own money:
Just to confirm, had Chelsea not won the Premiership, then you would have lost your ?0 bet at the Bookmakers, but you would have won the ?0 lay at the Exchange, again cancelling each other out.
If you were to lay Aston Villa to win, and you were willing to do this with an amount of ?0, you are basically offering ?0 for someone to bet on Aston Villa to win. You are taking the place of the Bookie, and allowing a punter to place a bet.
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Written on June 29th, 2010 by adminno shouts
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Written on June 28th, 2010 by adminno shouts
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Written on June 28th, 2010 by adminno shouts
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Written on June 23rd, 2010 by adminno shouts
By:Tim Knox
I\’m often asked: what is the best way to finance a new business venture This question is usually followed by \”So, do you ever invest in new business ventures?\”
The answers, respectively, are: 1 there is no \”best\” way to fund a new business; and 2 I do invest in new business ventures, but darn it I can\’t today because I left my checkbook in my other suit
The truth is there are a variety of ways to finance a new business and which way is best for you depends totally on your product, your market, your financial requirements, your burn rate, and most importantly, your personal and financial situation
So with that in mind, here are a few of the most common ways to finance a new business without hitting old Tim up for a loan Keep in mind that all methods have pros and cons and some (or most) may not work for your specific situation No matter what financing method you choose thoroughly investigate the ups and downs and don\’t jump in with both feet until you\’re sure you\’ll land on solid ground
Savings and Investments
The first source you should consider tapping is your own savings and investments I\’m a huge fan of self-financing when it comes to business because it doesn\’t make you responsible to others should the business fail The bad thing is that it if things do go under, it will be your money that goes down with the ship If you\’re not willing to risk your own capital you certainly shouldn\’t be willing to risk anyone else\’s
Friends and Family
After tapping their own savings and investments, many entrepreneurs turn to friends and family for help This works well for some, but here\’s the creed I live by: NEVER borrow money from anyone you have to eat Thanksgiving dinner with Nothing causes tension in a family like lending money that is never paid back Replica Watches. And notice I say \”lending money\” rather than investing money Venture capitalists invest money Your relatives lend you money They will expect it back someday even if they say they won\’t Remember, when a loved one invests in your business they are emotionally investing in you Replica Watches. It would be tough to tell mom and dad that their favorite son lost their life savings because his business went down the drain T8 LED Tube.
Credit Cards
I financed my first business on credit cards, which was an incredibly stupid thing to do given the fact that my business could have failed and left me with thousands of dollars in credit card debt that would have taken until the year 2099 to pay off It worked out in the end for me, but if you decide to finance your business on plastic keep in mind that you will be paying extremely high interest rates on the money you\’ve borrowed and unless you hit it big you will be paying for that money for many years to come
Mortgage The Farm
Bank loans are next to impossible to get if you don\’t have collateral and a track record of business success, which is why many entrepreneurs use the equity in their homes to finance their business after being turned down for a bank loan While this makes more sense than building a business on a deck of credit cards, the financial risks are no less abundant You must pay this money back whether your business succeeds or not, but it is a good source of low interest money to get you started and the interest may be tax deductible (check with your accountant to make sure)
Angel Investors
An angel investor is typically a wealthy individual who invests in start up ventures for a share of the ownership Angel investors are usually the first formal investors in a business and provide the seed money to get the business up and running Some angel investors will write you a check and leave you alone to run your business while others consider their investment a license to \”help you\” manage and make decisions If you do accept angel money make sure the terms are clearly defined on both sides Angel money always comes with strings Make sure you know whether those strings come in the form of a bow or a noose before you accept an angel\’s check
Venture Capitalists
Venture capitalists are to angel investors as pit bulls are to Chihuahuas That\’s not to say all VC are big, bad dogs, but they do have powerful jaws that can chew up your business and spit it out if things don\’t go their way VC money doesn\’t come with strings, it comes with chains and locks and lots of legal documents VC always have the upper hand in any deal they invest in That\’s just how it works and that\’s the price you pay to get access to VC money
If your business gets to the level that VC money becomes a viable option, don\’t jump at the first bone a VC dangles before your eyes If one VC likes your idea, others will, too Present to multiple VC and carefully consider each offer before you accept the check
Just remember, no matter how you finance your business, use the money wisely Don\’t buy $1,500 plasma monitors and $1,000 Hermann Miller chairs
Have a very clear plan of how the money will be used and how it will be paid back
And remember this, the more you can shoestring the business, but more of the business you will own in the end
About the author:
Tim Knox
Entrepreneur, Author, Speaker
Tim Knox is a nationally-known small business expert who writes and speaks frequently on the topic
For more information or to contact Tim please visit one of his sites below
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http://www.beidou-xiangqi.com
Written on June 23rd, 2010 by adminno shouts
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